Life Insurance

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Life Insurance (Individual)

There are four primary types of life insurance and each has a place in any sound financial plan.

• Term Life Insurance - fixed premiums for a fixed period of time, such as 10 or 20 years.
• Whole Life Insurance - permanent insurance, as long as premiums are paid, with fixed premiums and cash value benefits.
• Universal Life Insurance - permanent insurance with options to change premiums and death benefits.
• Variable Life Insurance - similar to Universal Life but with the flexibility to choose investment risks to maximize cash value benefit.

Life insurance can be used for a variety of financial planning purposes, including:

• Paying for the education of children.
• Helping your spouse and surviving children maintain their lifestyles.
• To ensure the continuation of a business after the death of a key owner or employee.

Do you have questions about Individual Life Insurance?

Contact an insurance agent at InsuranceBrokerage.com today to answer any questions about Individual Life Insurance or for a free review and insurance quote for Individual Life Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.